RAF Laboratory assists in identifying emerging risks and developing a Risk Appetite Framework (RAF) based on the following beliefs;
RAF Labo's Beliefs
Organizations can "confront" the expectations/disappointments of various stakeholders only by "visualizing" the risks they face.
Organization can "synchronize" with the expectations/disappointments of various stakeholders only by "visualizing" its decision-making process.
Main Services
Emerging risk information
We provide daily, weekly, and monthly information on risk events in macroeconomics, policy, markets, politics, geopolitics, natural disasters/accidents, and regulations/conducts around the world. We provide information in the form of newsletters, heat maps, reports, and monthly or quarterly briefings in which we explain the information analysis directly to our clients, taking into account their individual interests.
Misconduct events and global financial regulatory information
We provide weekly and monthly databases and reports on misconduct events worldwide, grouped into specific categories to facilitate our clients' understanding and response.
We also offer weekly, monthly, and quarterly reports on financial regulatory developments initiated by international organizations that supervise financial institutions (such as the Basel Committee on Banking Supervision and the FSB) and financial supervisory authorities in major countries.
Assistance in building a Risk Appetite Framework (RAF)
Based on our experience in assisting various financial institutions in establishing a Risk Appetite Framework (RAF), we will help you build your RAF (in other words, a framework to visualize management decisions).
Assistance in establishing a forward-looking risk management system
We support the creation of risk scenarios based on our expertise in identifying emerging risks and establishing a risk management strategy that incorporates these scenarios. At the same time, we support the forecasting of credit portfolio risk according to the outlook for the local economy by linking indicators related to the credit risk of individual lenders with movements in local economic indicators, with the regional financial institutions in mind.
Assistance in developing HR risk management system
We support the development of a framework for evaluation/quantification of HR risk, the largest remaining risk management "void" for Japanese companies, and the restructuring of management strategies based on the assessed risks.